Search
Login
Register

DPS’ credit rating falls after $259 million tax error

Finance costs climb as district placed on “credit watch”

Thu., December 15, 2005

From 2002 to 2005, Detroit Public Schools collected $259 million in unauthorized property taxes from nonhomestead owners. While it is not clear how the mistake was made or whether the district will have to repay the amount, the improper tax has negatively affected the district’s credit rating, thus making it more expensive to finance its growing debt.

Kary Moss, executive director of the Michigan ACLU, spoke at two Mackinac Center events in Michigan this fall. Her lectures were part of the Center’s High School Debate Workshops program.

An 18-mill school operating expense tax on commercial property and rental housing was authorized in a November 1993 vote, and expired on June 30, 2002. School officials continued collecting the tax over the following three years.

It has not yet been determined how the district overlooked the renewal. The 1993 millage election came at a time when school districts were anticipating the transition to the new financing system created by Proposal A, which was to be on the ballot on March 15, 1994, and which would peg future state school aid to local property tax rates.

The error came to light in July of this year, just as the district was preparing to market a $500 million debt restructuring bond. The district was forced to amend the prospectus for new bonds with an addendum in which the error was disclosed. At the same time, the district announced it would seek reauthorization of the 18-mill tax, which subsequently passed by a 2-1 margin on the Nov. 8 ballot.

It is unknown if the district will be required to repay the mistakenly collected taxes. A week after that first announcement, the district appended a second "addendum" to a new bond disclosing that taxpayers had filed two class action lawsuits seeking return of the unauthorized taxes: one in Wayne County Circuit Court, and a second in the Michigan Tax Tribunal. The Tribunal quickly threw out its suit, noting that it does not allow class actions. State law says individual taxpayers must appeal disputed tax bills within 30 days of receiving them. That 30-day deadline affected not just prior tax years – it had also passed for any cases related to taxes billed in 2005. The circuit court case is still proceeding, however, and it seems likely that more suits will be filed.

If the district were forced to refund the improperly billed taxes and was unable to service its debt, under Michigan law, the creditors (meaning bond holders) could force a new "judgment levy" to be added to tax bills without any popular vote or action by the district, according to the new bond offering document. If this were to happen, there would be no aggregate tax savings, only a partial shift in the tax burden from business and rental property owners to homeowners.

While the $259 million is from 2002, 2003 and 2004, it is not yet known how much, if any, of the 2005 taxes collected for the district this summer were paid "under protest."

The effect on the district will be to raise its cost of borrowing. Detroit Public Schools’ biggest problem currently is remedying its deficit. In 2004, the district’s total revenue was $1.5 billion. State aid made up $1.1 billion of the revenue. Federal sources provided $240 million, and $150 million came from local taxes, $79 million of which was the unauthorized property tax. Expenditures were $1.6 billion, which created a $122 million deficit. Over three years, the unauthorized tax comprised just 6.3 percent of annual operating revenue.

Under state law, schools are not allowed to have a deficit; school budget deficits trigger a requirement that the district adopt a state-approved "deficit reduction plan," a measure Detroit put in place last winter. In light of pre-existing demographic pressures — the number of children attending Detroit schools is expected to fall from 150,000 in 2003 to 102,000 by 2009 — Detroit’s plan is rigorous. Over five years district spending will decline from $1.6 billion to $1.2 billion, or 22.9 percent. Approximately 100 schools will be closed

To cover the immediate shortfall and cash flow needs, the district took on $161 million in new short-term debt due next March, and refinanced another $210 million short term loan to stretch it out over 15 years. This new borrowing comes against a backdrop of $1.6 billion in outstanding debt, or $1,817 for each of Detroit’s 900,863 residents. The school debt is equal to 19 percent of the taxable value of all the buildings, land and business equipment in the city.

Because of the improperly collected taxes, financing the district’s current debt has become more expensive. As a result of the taxes, the major bond rating companies downgraded the school district’s debt to one mark above junk bond status and placed it on "credit watch." Just as with individuals, the interest rates paid by a governmental entity are determined by its credit rating, so the district can expect to pay more. If the district drops into noninvestment grade status, the problem is compounded because certain large institutional investors can no longer lend to the district, reducing the pool from which it is able to borrow.

Michigan Education Daily
"Detroit Public Schools will end up with 100 fewer school buildings than it had in 2006 if a new closure plan is carried out." >>
"Most of the country's public schools would have more freedom under a proposed rewrite of the No Child Left Behind law." >>
"Reading scores improved in all grades, and math scores in most grades, while science and social studies scores dipped slightly on the Michigan Educational Assessment Program tests taken in fall of 2009." >>
"Some parents who attended a South Redford School District forum recently called on teachers to make wage or benefit concessions as a way to protect school programs." >>
"An ambitious proposal to overhaul Detroit Public Schools ran into opposition Thursday over the issue of dissolving the school board and allowing Mayor Dave Bing to take charge." >>
"At least 14 public school districts in the Muskegon area offer some type of alternative education, either on their own or through a consortium, but the programs are under both budget and academic pressure." >>
"Michigan voters may see a ballot initiative in August asking them to approve a sales tax on services, with the understanding that their approval would also mean education spending reform, the chairman of the House Education Committee said Wednesday." >>
User Comments
Is it true that young ones today are losing interest on these subjects? Obviously, the White House is promoting programs that will help students on coping up with math and science subjects. But, The federal government thinks that the quality of math and science education can repair credit with the scientific community and improve US education with a few <a rev="vote for" title="U.S. Government Spends $250 Million on Science and Math" href="http://personalmoneystore.com/Payday-Loans/ ">payday loans</a> of sorts. In reality, it will take far longer to accomplish than they might think – US educators can't even get students to accept that "irregardless" isn't a word, and the difference between their, they're, and there – our students can't even learn their own language! It's a noble aim, to be sure, but throwing money at it may not work in the long run. >>
I am a teacher in the same county who is presently trying to quit the union. Like Caldwell, I strongly disagree with the MEA.

This article was timely.

Rob Olson
Pittsford Area Schools

>>
I agree this is a change worth making. I describe some of the uneven effects of the idea on my blog at http://rickolson.blogspot.com/2009/08/statewide-health-insurance-plan-for.html which you may also wish to read.

The devil will be in the details, so this is one we will need to monitor closely.

Rick Olson from Saline, former school Business Manager >>

Nowadays, saving money is very crucial and properly investing the money can keep you and your family away from the effect of the financial crisis. The sad news is that a lot of the options for short term funding have been drying up. Short term funding is a necessary thing to have around, and going through traditional channels such as banks isn't an option for a lot of people anymore – basically it's only open to Ken Lewis. Installment loans are an option, but some people, including senior citizens, have been thinking about raiding their retirement fund. Getting into your pension retirement plan or 401(k) funds is the last thing you want to do if you don't qualify for any withdrawals yet. The penalties are substantial, and you'll end up needing installments loans to pay them if you use retirement funds for <a rev="vote for" title="Installment Loans Reliable Option As 401(k)s are Dwindling" href="http://personalmoneystore.com/moneyblog/2009/05/17/installment-loans-reliable-option-401ks-dwindling/">short term funding</a>.


>>
I AGREE >>
Godfrey-Lee on the west side of the state has been running all-day, every-day kindergarten for several years. >>
We have a problem in Detroit Public School, their system had cash flow problem for years now. And honestly it getting worst in terms in progression with more children leaving to charter their schools almost every year. The state decided to give the Detroit school districts cash advance of $70 million so they would meet the schools expenses, as well as payment for teachers. Robert Bobb, the newly appointed emergency financial manager, requested the funds early in order for him to get the house in order before he had to start panicking. President Obama has been giving out large sums of money for troubled school districts, perhaps that’s where a generous portion of the aid came from. Getting Detroit Public Schools in working order is a worthy cause.

LINK TO READ FOR MORE INFO:
http://personalmoneystore.com/moneyblog/2009/03/10/state-advance-detroit-public-schools-70m/


>>
I am all for school choice and think its great that charters are finally moving forward. However, I'm wondering if the research accounts for a playing field that is not level. I can't take my school buildings and move them anywhere I want, nor can I simply slap up a pole building and make it a school. If anything, public schools need less state regulation and oversight so we can play by the same minimal rules charters do. If you want public schools to compete to improve, remove the barriers to doing so. I will gladly except less funding per pupil if the playing field is level.
>>
The purpose is to encourage non excercising children to excercise but my daughter's highschool gave her an improper body fat percentage and made my healthy daughter who trains 20 hours a week in tap jazz and ballet believe she was overweaghit instead of a person with muscles.
I believe the public schools do not have the right to make the diagnoses with these kids because they are using one measurement and recording it from their arms that they have a certain percetnage of body fat with one arm caliper test.
Does any one have feed back?
>>
Specifically, 81 percent of students in religiously affiliated schools and 82 percent of students in other private schools have parents who report being "very satisfied" with their schools, compared to 55 percent of students in assigned public schools and 63 percent of students in chosen public schools.

High levels of satisfaction among private school parents also extend to opinions about their children's teachers, academic standards of the school, order and discipline at the school, the amount of homework assigned, and interactions with school personnel.

http://fitt.in >>